Phoenix Bankruptcy Lawyer | Arizona Debt Relief | Chapter 7 Bankruptcy Attorney | AZ Considering Bankruptcy? Get a FREEConsultation Call Now (602) GOT-DEBT 4 6 8 - 3 3 2 8 New Bankruptcy Rules Chapter 7 Bankruptcy in Phoenix Chapter 13 Bankruptcy in Phoenix Should I File for Bankruptcy? How to Choose a Phoenix Bankruptcy Lawyer Are there Bankruptcy Alternatives? Bankruptcy After Divorce Filing for Bankruptcy as a Senior Foreclosure and Bankruptcy in Phoenix Life After Bankruptcy Credit Cards and Bankruptcy Repairing Your Credit After Bankruptcy Guinn Law Group Limited If you live in the Phoenix area and are considering filing for personal bankruptcy, there are some things you should know. Of course, you will need to know the general rules and regulations on filing for bankruptcy, but you should also be aware of information pertaining to the area in which you live. Filing for bankruptcy can be a difficult choice, but sometimes it is the best one. In the state of Arizona, you may be able to file for bankruptcy if you have gone for an extended period of time without finding employment, have a large amount of past due medical bills, or have gotten in over your head in debt. Before making the decision to file for bankruptcy, however, you should be sure that you have exhausted all other repayment options. Once you are sure that bankruptcy is the best possible course of action for you and your family, you will need to fill out the forms for what is known as a Chapter 7 Bankruptcy. These forms can be a bit confusing, and many find it helpful to seek out the assistance of a Phoenix area bankruptcy lawyer or to purchase a bankruptcy kit with step by step instructions on filling out the forms. You will need to be sure that the kit you purchase is specifically designed to be used in the state of Arizona. Buying a kit and filling out the paperwork, however, is not a guarantee that you will be eligible for bankruptcy. You will need to understand the exemptions and requirements for your area and take note of which debts will not be able to be legally discharged by filing bankruptcy. You must also complete a credit counseling class as well as a Creditorsâ€™ meeting. Since this can be a long and arduous process, it is strongly advised that you seek out the help of an attorney. Fortunately, in the Phoenix area, there are many free (pro bono) or reduced costs attorneys that can help you if you do not have adequate funds to pay for a full priced attorney. After all, the last thing you want to do during the bankruptcy process is to acquire more debt. You should also know that you are not alone in filing for bankruptcy. According to BankruptcyInformation.com, 23538 personal bankruptcies were filed in 2002 alone, and the numbers have increased steadily. In this economy, bankruptcy should not be something that you look at with shame and embarrassment. Providing it is done correctly and that you find a legitimate Phoenix attorney or other trusted assistance, it can be a wonderful process that will help you start down the road to financial freedom. Always be sure to check local reviews for any attorney or other assistance that you seek, and stay up to date on the laws so that you are aware of any changes that have recently been made to these laws and that may affect your bankruptcy proceedings. Being informed and knowledgeable is the best way to ensure your bankruptcy experience is a positive one.
Name: Email: Phone: How may we assist you? Type the code Find nearest office and get directions I would recommend your company due to [Bethany's] customer service and knowledge and feel comfortable in doing so. You are lucky to have her represent your company.Debra G. Can I keep my home? Will I be responsible for paying taxes on debts that are discharged? What if I used my credit card right before I file? Can I keep my car? Do I have to take classes? I repaid a loan to my mother right before I filed. Is that ok? Site Search Avondale Casa Grande Glendale Mesa Phoenix (Culver St.) Phoenix (E. Camelback) Phoenix (E. Missouri) Prescott Surprise Tempe Tucson East Vegas West Vegas Serving clients in Phoenix and surrounding communities, including Apache Junction, Avondale, Chandler, Flagstaff, Gilbert, Glendale, Mesa, Paradise Valley, Peoria, Scottsdale, Sun City, Surprise, Tempe, Tucson and other communities in Maricopa County, Coconino County, Pima County and Pinal County, Arizona. </div> Home Company Overview Blog Contact Us Testimonials FAQs Disclaimer Login PAID ATTORNEY ADVERTISEMENT: This Web site is a group advertisement. It is not a lawyer referral service or prepaid legal services plan. The information on this website is not legal advice. This website is not a law firm. The sole basis for the inclusion of the participating lawyers or law firms is the payment of a fee for marketing services and business development as allowed by ethical rules. This website does not endorse or recommend any lawyer or law firm. It does not make any representation and has not made any judgment as to the qualifications, expertise or credentials of any lawyer. Any information provided to this website may not be protected by attorney-client privilege. All photos are of models and do not depict clients. All client consultations, case evaluations and legal advice are performed and provided by attorneys as required by ethical rules. An attorney responsible for the content of this site is Erik Severino, licensed in Nevada, 5836 S. Pecos Rd, Suite D-101, Las Vegas, Nevada 89120. An Arizona attorney responsible for this advertisement is Kirk Guinn, 3707 E. Southern Ave., Suite 1070, Mesa, AZ 85206. By an Act of Congress and the President of the United States, we are a federal Debt Relief Agency. Attorneys and/or law firms promoted through this Web site may also federally designated Debt Relief Agencies. They help people file for relief under the U.S. Bankruptcy Code. Disclosures required under the U.S. Bankruptcy Code. WordPress Development by Seattle SEO by